Can I use Medisave for dental implants?

Yes, the surgical component of dental implant placement is Medisave claimable up to $1,950 per implant. This covers the surgical procedure itself. However, the implant crown (prosthetic component) is not claimable through Medisave. At Trust Dental, we help you maximise your Medisave claim and handle all the paperwork.

Is root canal covered by Medisave?

Standard root canal treatment is not covered under regular Medisave. However, for patients aged 60 and above, root canal treatment is claimable under the Flexi-MediSave scheme, which allows up to $200 per year for outpatient treatments including certain dental procedures.

How do I claim Medisave for dental treatment?

At Trust Dental Surgery, we handle the Medisave claim process for you. Simply bring your NRIC on the day of your procedure, and our staff will process the claim directly. The claimable amount is deducted from your Medisave account, so there is no need for you to pay upfront for the Medisave-covered portion.

What is Flexi-MediSave for dental?

Flexi-MediSave is a scheme for Singaporeans aged 60 and above that allows them to use up to $200 per year from their Medisave for outpatient treatments, including certain dental procedures like dentures, root canal treatment, and extractions. This is separate from the standard Medisave claims for surgical procedures.

Is wisdom tooth removal covered by Medisave?

Yes, if it is a surgical extraction. Surgical removal of impacted wisdom teeth is 100% Medisave claimable up to $1,250 per tooth. Simple (non-surgical) extraction is not claimable. At Trust Dental, our surgical fees fall within the claimable limit, so most patients pay $0 out of pocket.

How much Medisave can I claim for wisdom tooth surgery?

You can claim up to $1,250 per Medisave-claimable procedure. At Trust Dental, wisdom tooth surgery costs $350 to $1,250 per tooth depending on complexity — all within the claimable limit.

Can I use my parent's or spouse's Medisave?

Yes, you can use the Medisave of immediate family members including your spouse, children, parents, grandparents, and siblings. Just bring both NRICs on surgery day and we will process the claim from their account.

Do I need to pay upfront and claim later?

No. At Trust Dental, we process the Medisave claim directly at the point of service. The claimable amount is deducted from your Medisave account automatically — you only pay any remaining balance (if any) out of pocket.

Can I claim Medisave for all 4 wisdom teeth?

Yes. The $1,250 limit applies per tooth, not per visit. If all four wisdom teeth require surgical extraction, you can claim up to $1,250 for each tooth separately. Many patients do two teeth per session across two visits.

Is GST covered by Medisave?

GST (9%) is generally not covered by Medisave for dental procedures. However, at Trust Dental, our pricing is structured so that most patients still pay $0 out of pocket. Your dentist will confirm the exact amount during your consultation.

Can I Use Medisave for Wisdom Tooth Surgery? (2026)

The Short Answer: Yes, 100% Claimable

If your wisdom tooth requires surgical extraction (which most impacted wisdom teeth do), the procedure is fully claimable under Medisave. The CPF withdrawal limit for wisdom tooth surgery is up to $1,250 per tooth, and this covers the entire surgical package — not just the extraction itself.

At Trust Dental Surgery, our wisdom tooth surgery fees range from $350 to $1,250 per tooth, which falls entirely within the Medisave claimable limit. This means most patients pay $0 out of pocket.

What Exactly Does Medisave Cover?

When we say "100% claimable", we mean the full surgical package is covered under a single Medisave claim. At Trust Dental, this includes:

Pre-surgery consultation and assessment
X-rays (OPG panoramic or PA X-ray)
The surgical extraction procedure under local anaesthesia
Dissolvable sutures
Post-operative medications — painkillers, antibiotics, and antiseptic mouthwash
Follow-up review visits (typically 1–2 visits)
Medical certificate (MC) if needed

There are no hidden fees. The price quoted at your consultation is the total, and the full amount is claimable from Medisave. For a detailed cost breakdown by complexity, see our complete guide to wisdom tooth removal costs in Singapore.

How Much Can I Claim?

The Medisave withdrawal limit for wisdom tooth surgery is up to $1,250 per Medisave-claimable procedure. Here is how this works in practice at Trust Dental:

Type of Extraction	Fee per Tooth	Medisave Claim	You Pay
Surgical — soft tissue	$350 – $600	Up to $1,250	$0
Surgical — partial bony	$600 – $900	Up to $1,250	$0
Surgical — full bony	$900 – $1,250	Up to $1,250	$0
Simple extraction (non-surgical)	$150 – $250	Not claimable	$150 – $250

All prices are before GST (9%). Final fees may vary based on individual assessment.

Important: only surgical extraction qualifies for Medisave. A simple extraction (where the tooth is fully erupted and removed without incision) is not claimable. Your dentist will determine which type you need based on X-rays taken during your consultation.

Can I Use a Family Member's Medisave?

Yes. If your own Medisave balance is low, you can use the Medisave of an immediate family member. The eligible family members are:

Spouse
Children
Parents
Grandparents
Siblings

Simply bring your NRIC and your family member's NRIC on the day of the procedure. We will process the claim from their Medisave account instead of yours.

What About GST?

GST (currently 9%) applies to dental procedures in Singapore. At Trust Dental, our wisdom tooth surgery pricing is structured so that the surgical fee falls within the Medisave withdrawal limit. Most patients still pay $0 out of pocket even after GST. Your dentist will confirm the exact amount — including GST — during your consultation so there are no surprises.

Can I Remove Multiple Wisdom Teeth and Claim for Each?

Yes. The Medisave withdrawal limit of up to $1,250 applies per tooth, not per visit. If you remove two surgical wisdom teeth in one session, you can claim up to $1,250 for each tooth separately. For patients removing all four wisdom teeth across two sessions, the total Medisave claim can cover the entire cost.

Step-by-Step: How to Claim at Trust Dental

The process is simple and we handle all the paperwork for you:

Book a consultation — visit us at our Jurong West or Clementi clinic. Your dentist will take an X-ray, assess the impaction, and confirm whether surgical extraction is needed.
Get a clear cost breakdown — we will tell you the exact fee and confirm it is within the Medisave claimable limit. No hidden costs.
Bring your NRIC on surgery day — or your family member's NRIC if you are using their Medisave.
We process the claim directly — our admin team submits the claim to CPF. The claimable amount is deducted from your Medisave account automatically.
No upfront cash needed — you do not pay the full amount first and claim later. The Medisave deduction happens seamlessly at the point of service.

What If My Wisdom Tooth Doesn't Need Surgery?

If your wisdom tooth is fully erupted and can be removed with a simple extraction (no incision required), it will not be Medisave claimable. Simple extractions at Trust Dental cost $150 to $250 per tooth, payable in cash or via CHAS subsidies if you hold a CHAS card.

However, most wisdom teeth that cause problems are at least partially impacted, which means they typically require surgical extraction and are therefore claimable.

Medisave vs CHAS: What's the Difference?

These are two separate government schemes:

Medisave covers surgical procedures (wisdom tooth surgery, dental implants, gum surgery). It comes from your CPF savings.
CHAS covers routine treatments (scaling, fillings, simple extractions, dentures). It is a subsidy for eligible households.

You can use both at the same visit if applicable. For example, if you have a wisdom tooth surgically extracted (Medisave) and a filling done (CHAS) in the same session, both subsidies apply to their respective treatments.

Can I Use Medisave for Wisdom Tooth Surgery?